The Fritsch-Kinney Marine Insurance division of ALCOS is an independent agency designed to serve your exclusive needs. Established in 1875, Fritsch-Kinney is Michigan's most experienced marine insurer. We carefully creates custom policies that reflect your specific needs whether it's coverage for yachts, sailboats, high performance boats, pleasure boats, fishing boats or antique boats.
Custom Policy Hull Coverage
We offer "agreed to value" insurance policies that provide an upfront agreed to replacement amount for all damages incurred, with specific exceptions, and without depreciation. In the event of a claim, you will receive a settlement greater than a typical actual cash value policy, since market value and depreciation are not factors.
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See The
The Proof is in the Payoff a detailed illustration of varying yacht policy types and their payouts vs standard boat insurance policies. -
Preferred Liability Coverage
The protection and indemnity (liability) feature of your yacht insurance policy provides broad coverage specifically designed to shield you from the effects of maritime law. Your policy coverage is much broader in scope than typical watercraft liability policies, offering coverage to salvage a damaged yacht, legal liability to remove a sunken wreck, or uninsured boater coverages.
An Independent Agency With Select Insurance Carriers
We are an independent agency representing a select group of the nation's oldest, most reputable and financially sound yacht insurance companies.
For More Marine Insurance Information
Contact your Fritsch-Kinney Marine Insurance representative at 888.417.BOAT (2628) or complete a quote request online for the best protection available under the sun.
